At AAG Insurance: Chehalis Branch, we love meeting the members of the Lewis County communities, including Centralia, Chehalis, Morton, Mossyrock, Napavine, Pe Ell, Toledo, Vader, and Winlock! We have been at our location since 1956. Whether you are looking for Mossyrock home insurance, Napavine car insurance, Winlock farm insurance, or Vader life insurance, you have come to the right place. We have partnered with multiple A+ rated insurance carriers to offer you options that best fit your insurance needs. Call us at 360-748-8855 or drop in and see us at 571 NW Pacific Ave, Chehalis, WA 98532.
Types of Insurance:
Chehalis Car Insurance:
Why do I need car insurance in Chehalis?
You need Chehalis car insurance because in the event of an accident you need to protect yourself. The main purpose of car insurance in Chehalis is to do just that. Just like other types of insurance, auto insurance in Chehalis is meant to protect you, your car, any one else in the car, and any other damages caused by the accident. Getting hit by another vehicle or hitting another vehicle is scary. Having adequate coverage is crucial. Our experienced agents can help you navigate the different coverages available and identify limits that protect your assets and fit within your budget. Liability is coverage that pays for accidental bodily injury and property damages to others. Collision pays for the damages to your vehicle caused by an accident. Comprehensive vehicle insurance in Chehalis pays for the loss or damage to your vehicle that is caused by something other than a collision. This includes losses caused by fire, wind, hail, flood, vandalism or theft. PIP (Personal Injury Protection) cover medical expenses and loss of income for you and your passengers in the event of an accident. This coverage will even extend if you are a passenger in another vehicle when the accident occurs. PIP is a no-fault coverage. Uninsured motorist coverage will provide you with protection in the event that you are involved in a not-at-fault accident with an uninsured or underinsured motorist. We can also provide you with coverage for towing and rental reimbursement for your vehicles.
Always be aware of what kind of coverage your state requires you to have on your vehicle, and what limits of coverage are right for you. Talk to your AAG agent and work with her/him to come up with the best coverage. Auto insurance in Chehalis can be more affordable than you might think! You never want to find your self in a bad situation and not be prepared for it.
Our Chehalis Insurance programs are backed by such phenomenal carriers including Grange, Safeco, Mutual of Enumclaw, and more. We have been a staple in the region since 1956. We are the authority for auto insurance in Lewis County.
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Chehalis Home Insurance:
Why is Home Insurance in Chehalis so Important?
More likely than not, your home is your single largest investment and your mortgage will be secured against it. If you do not have adequate home insurance in Chehalis and if your home were to burn down, not only would you have just lost your home in Chehalis and largest investment, but you must continue to fulfill your obligation to the mortgage company and pay them back the money you borrowed to purchase the house originally. For many people out there such a devastating disaster would be extremely detrimental from a financial perspective. A Chehalis WA home insurance program with AAG Insurance will help you avoid such risks.
Besides house fire, there are other ways to see your home destroyed. A Centralia homeowners insurance policy can protect your home against irreparable damage from explosions, storms, vehicle collision, or other even burglary. You can’t always control what other people do, especially criminal minds. You can however protect your valuables and possessions with a proper homeowners insurance policy in Chehalis. Also, don’t forget that a thief will most likely create damage to you home and property while breaking in. Coverage for broken doors, windows, fences, and gates could also be included in your Chehalis homeowners insurance policy.
What else is covered by a Chehalis home insurance policy? Falling trees, wind damage to your roof, water damage from a broken dishwasher hose, smoke damage from a small kitchen fire... these are among the most common homeowner losses. We will also include personal liability coverage to protect you from a lawsuit where you might have to defend yourself for bodily injury or property damage that another party is claiming that you are legally liable for. One of our experienced Chehalis insurance agents will guide you in the direction of a policy with adequate policy limits.
When you consider the risks, no matter how remote some of them may seem, and the impact they could have on you and your family, it’s best to be safe and insured. Call a Chehalis home insurance professional today at 360-748-8855. We are centrally located at 571 NW Pacific Ave in downtown Chehalis. Always plenty of parking and smiling faces. When you are a client of ours, “Your Protection is Our Priority!”
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Chehalis Boat Insurance:
Why do I need boat insurance in Chehalis, WA?
Why do people get Chehalis boat insurance? Well for the same reason why we get auto insurance. Watercraft insurance in Chehalis is important because not having it can cost you a lot of money if you get into an accident or damage property with your boat. Boats can be just as dangerous as cars, and cause just as much damage. Most policies cover a certain amount for liability coverage. The coverage varies from company to company so make sure to read over the limitations and restrictions.
Another section of your policy you should consider reviewing is what property is usually covered. Does your Chehalis watercraft insurance policy include personal property, furniture, stoves, fishing gear, canopies, fire extinguisher, ect. Along with property usually covered by your policy, take the time to look at the property that is not covered by your policy. Go over these areas with your agent and clarify any information you have questions about. Talk to a Chehalis boat insurance professional today. Call us at 360-748-8855!
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Chehalis Life Insurance:
Why would anyone purchase life insurance in Chehalis? The answers are as varied as a person’s situation. Let’s look at a young couple just starting out in their first home. They have a large mortgage that neither of them would be able to handle on their own. They purchase a 20 year term Chehalis life insurance policy that would step in to pay off that large debt in the event of one of them passing away. Let’s stay with this couple as they move along toward their middle years. The kids are grown and heading off to college. The house is paid off but education bills are heading their way. That 20 year term Chehalis life insurance policy can be canceled and all of the premiums they paid over the 20 years get returned to them! What started as mortgage protection turned into a college fund!
Let’s look at a different example. An older couple with several children and multiple grandchildren, whom they dearly love, want to leave an inheritance to their family when they pass away. They are concerned because they do not have any substantial capital that would really help their large family members. This couple takes out a survivorship life insurance policy in Chehalis for $1,000,000. This way after they are both gone, the family will receive $1,000,000 instead of meager remnants of the estate. Speaking of estate, here is the best part... Chehalis Life insurance benefits are tax free! Estate taxes do not apply!
Out last person is a philanthropist. This gentleman has been very active in charity work and would like to see this continue after he is gone. He takes out a large Centralia life insurance policy and names the charity as the beneficiary. After he passes away, the charity receives the large contribution!
Ultimately life insurance in Chehalis or anywhere in Washington is looking out for what will happen to others in the event that we are no longer here. We don’t like to think about it, but sooner or later we all have to face our own mortality. Call the Chehalis life insurance professionals today. We are located at 571 NW Pacific Ave, Chehalis, WA 98532. Call us at 360-748-8855 or fill out the free, no obligation quote form at the top of the page.
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Chehalis RV Insurance:
Why Do I Need Recreational Vehicle (RV) Insurance in Chehalis?
For most of us, when we are out on the road using an RV, we are on vacation, and the last thing on your mind should be concern that your Chehalis RV Insurance policy will come through for you in case the worst happens. Nobody likes to think about getting into an accident, but unfortunately they happen to everyone eventually. RV insurance in Chehalis helps you cover the costs of damages and repairs when they do. If you didn't have RV insurance coverage in Chehalis, you may be financially responsible for covering the expenses of getting your RV and life back together. In addition, a proper Chehalis recreation vehicle insurance policy will also kick in if your motor home or 5th wheel is vandalized or stolen. At that point your Centralia RV comprehensive insurance helps you out. In addition, Chehalis specialized trailer insurance, Chehalis motor home insurance and Chehalis 5th wheel insurance, like the car insurance plan, offers the RV-specific protections that you simply can not get with “ordinary” car or truck insurance.
Let’s get down to the nitty gritty. There are two main reasons why you need Recreational Vehicle insurance in Centralia, and why you should get an free, no obligation Chehalis RV insurance quote from us…
- Investment Protection -- Recreational Vehicles are not cheap to own. They keep their value well. Protect your investment!
- Personal Protection – Recreational vehicle insurance in Chehalis or Centralia instantly protects your wallet in the event of an accident. If you are involved in an accident and you cause an injury, death, or severe property damage, the ramifications could be disastrous on your wallet.
What now? Call a RV Insurance pro at our Chehalis, WA office. Our number is 360-748-8855 and we are located at 571 NW Pacific Ave, Chehalis, WA 98532. Always plenty of parking. Or fill out the free Centralia RV Insurance quote form at the top, and we'll contact you asap.
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Chehalis Earthquake Insurance:
Do I really need earthquake insurance in Chehalis, WA?
In short, Chehalis is in the area of the country where earthquake insurance is extremely important. Click here to see a map of the “high risk” area where earthquake are prevalent. You need to add Chehalis earthquake insurance to your portfolio of protection. Clients often ask us if we personally carry earthquake insurance …and the answer is a resounding YES! In the Centralia/Chehalis area we have been stricken by losses, both emotional and financial, that are caused by earthquakes. Our team of Centralia earthquake insurance professionals strongly feel that reimbursement from an Chehalis earthquake insurance policy may mean the difference between anguish and optimism for several families after the "big one."
Call the earthquake insurance in Centralia pros. Coverage is surprisingly inexpensive. For a quick response to your Chehalis earthquake insurance request, please fill out the no-obligation quote form at the top, or call us at 360-748-8855. Drop in and see our smiling faces at 571 NW Pacific Ave, Chehalis, WA 98532. Always plenty of parking.
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Chehalis Flood Insurance:
Here are a few simple reasons why you should consider flood insurance in Chehalis. If you haven’t heard already, your homeowners, renters & condo insurance policy does not cover flood damage. Only a Chehalis flood insurance policy can cover you in that type of emergency. Everybody lives in a flood zone, just some us live in what’s called a “high risk zone” and others in a “low risk zone”. The difference between the two zones when it comes to purchasing insurance is typically the premium amount. Click here to learn more about flood insurance in Centralia/Chehalis.
Everybody can purchase flood insurance in Chehalis, as long as your community participates in the flood insurance program. There’s only a hand full of communities that do not. You don’t have to live close to a lake, river, stream or ocean to have your home flooded. Standing water around your home that starts to rise and flows in your home can be considered flood damage. Just a few inches of water in your home can cause thousands of dollars of flood damage in Chehalis. Think how much better you will sleep when the heavy rains start once you’ve purchased your Chehalis flood insurance policy!
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Chehalis Renters Insurance:
If you purchase a Chehalis renters insurance policy, you will have coverage for your personal belonging whether they are in the home, garage, your car or a motel room where you are staying. In addition, you will also obtain other valuable coverages such as Chehalis personal liability protection and loss of use. The personal liability coverage will provide you protection in the event that you are sued for bodily injury or property damage to someone else. An example might be a game at the golf course where you slice wide and break a window. Your renters insurance in Chehalis personal liability would provide coverage if you are found liable.
The loss of use coverage would kick in if there is a covered loss where you are living (such as a fire) and you are unable to continue living in the home until repairs are made. Your renters insurance policy in Chehalis will provide you money for other temporary housing, laundry services and much more!
Centralia renters insurance is an immense value with premiums starting at around $20 per month. Some of our preferred insurance companies actually offer a discount on your auto insurance if we package you up with a renters policy. Call an AAG Chehalis Insurance agent TODAY and find out how we can provide you great protection with a renters insurance policy! Call us at 360-748-8855, or go to the top of this page and fill out the quote box. We will reply to your request in a timely manner. If you want to drop in, we are at 571 NW Pacific Ave, Chehalis, WA 98532. As always there is plenty of parking. We have 7 spaces that belong to us in front of the building and then there is side street parking too.
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Chehalis Restaurant Insurance:
The first thing you need to keep in mind when opening up a restaurant, is to use a respected Chehalis restaurant insurance agent when shopping for it. Our Chehalis / Centralia restaurant insurance team of agents understand local and state laws regarding how much insurance you need and can help you decide how much more you might want to carry. At AAG Insurance, “Your Protection is our Priority.” Our team of restaurant insurance in Chehalis professionals will make sure you are well protected from financial perils. As a business owner in the restaurant industry you do not want to skimp on is your Centralia restaurant insurance policy. Insurance can protect you and your business from a plethora of problems, from busted cookware to liability lawsuits. Depending on where you live, restaurants require certain types of insurance. The our team of restaurant insurance agents in Centralia know the questions to ask to provide the correct types of coverages for your establishment.
The most common types of Lewis County restaurant insurance available include:
- Property insurance
- General liability insurance
- Liquor liability insurance in Chehalis – Only necessary if your restaurant serves alcohol
- Automobile liability insurance in Chehalis – For your delivery or food trucks
- Life Insurance in Chehalis – This is important just in case you or your business partner dies, and it affects your restaurants day-to-day operation. The beneficiary could use the money to keep the business going.
There is a type of insurance coverage for just about any aspect of your restaurant in Lewis County. Additional coverages include:
- Loss of business insurance in Chehalis – this is important in case you lose sales through a specific cause, this type of policy can recoup a portion of your projected income.
- Food contamination insurance in Chehalis is a vital component of any restaurant's insurance program.
- Specific peril insurance in Chehalis – covers disasters such as earthquakes, floods or power outages.
Restaurant insurance in Centralia Washington can be extremely confusing, and frustrating thing to shop for. That is the beautiful thing about working with our team of restaurant insurance professionals... Our access to several top-rated carriers. Let us take the stress out of restaurant insurance shopping. Drop in and see us at 571 NW Pacific Ave, Chehalis, WA 98532 or call us at 360-748-8855 today. If you prefer to fill out the free Chehalis Insurance quote box at the top, we will respond in a timely manner.
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Chehalis Farm Insurance:
Call an AAG Farm Insurance expert in Chehalis today! With branch offices all over Washington State, we KNOW farm! We have great markets for all types of farms and agricultural operations! We insure Christmas Tree Farms, Bulb Growers, Apple Orchards, Wheat Farms, Dairy Farms, Processing Plants and much much more!
Call the farm insurance in Chehalis professionals today. For a quick response to your Centralia farm insurance request, please fill out the no-obligation quote form at the top, or call us at 360-748-8855. Drop in and see our smiling faces at 571 NW Pacific Ave, Chehalis, WA 98532. Always plenty of parking.
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Chehalis Motorcycle Insurance:
What Type of Chehalis Motorcycle Insurance Coverage Do I Need?
Not all Chehalis motorcycle insurance policies are created equal. If this were the case, shopping for motorcycle insurance in Chehalis would be as simple as opening the phone book and calling the first agency that sells insurance. The important part of selecting an agency to create a motorcycle insurance policy in Chehalis is to choose a company that can offer you a variety. That is part of what you get with AAG Insurance in Chehalis. We have contracted with several insurance companies to offer you coverage with multiple carriers. Shopping for motorcycle or moped insurance in Chehalis has never been easier. Call us at 360-748-8855 or walk in. We are conveniently located at 571 NW Pacific Ave, Chehalis, Washington 99532. Plenty of parking.
Types of motorcycle coverages in Chehalis: Liability insurance in Chehalis, collision insurance in Chehalis, comprehensive coverage in Chehalis and uninsured/underinsured motorist coverage in Chehalis are some of the optional coverage types that you could add to your policy motorcycle insurance policy in Chehalis.
At AAG Insurance: Chehalis Branch, we can create a Chehalis motorsports insurance policy to meet your individual needs. We know the questions to ask that could potentially save you money on your Centralia motorcycle insurance policy. We can also save you money by bundling your bike, moped, or motorcycle to your home or auto policies with us. Many of our carriers offer these types of discounts that will save you money on your Chehalis dirt bike insurance.
What Determines my Motorcycle Insurance in Chehalis Rate?
- Type- Make & Model
- Style
- Age of your bike
- Operators of your bike (age and driving history)
- Miles driven per year
- How its stored
Customizing your coverage to meet your motorcycle insurance needs in Lewis County is what we are all about. Drop in and see us at 571 NW Pacific Ave, Chehalis, WA 98532. Call us at 360-748-8855 or fill out the free bike insurance in Chehalis quote form at the top. We will call you in a timely manner.
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Chehalis Business Insurance:
Why do I need business insurance in Chehalis, WA?
As a business owner in Chehalis, insurance is quite possibly the most important decision you can make, and it takes little time to bind proper coverages. In the world of insurance, Chehalis business insurance is the same thing as Chehalis commercial insurance. Good luck and positive thinking will probably not protect your business in Chehalis from losses. Unfortunately, awful things happen to even the most conscientious business owner in Chehalis. That is why you need commercial insurance in Centralia or Chehalis. For the “just in case” scenarios your business might go through.
Let me describe a few scenarios that describe some situations where proper commercial insurance in Lewis County could save you and your business.
- A medical spa doctor accidentally leaves the laser on the hair line too long, and your client goes bald (faster), and she sues you for malpractice.
- Your secretary or executive assistant requires a surgical procedure in conjunction with months of physical therapy to correct her carpal tunnel syndrome.
- You arrive at work one morning to find that all of your tools and company equipment has been stolen. Their get-a-way car was your work truck.
- One of your bartenders does an interview with a local radio station to promote the bar. He/she calls a competitor/another bar "a bunch of idiots" and jokes that the other bar serves watered-down alcohol. The competitor promptly sues you for defamation.
The Chehalis commercial insurance division of AAG Insurance lives by the slogan, “Your Protection; Our Priority.” The team consists of Jon Woods, Jason Kunz, Diane Coutts, and Lynn Morehead. They are conveniently located at 571 NW Pacific Ave, Chehalis, WA 98532. Feel free to call at 360-748-8855, or fill out the free Chehalis business insurance savings form at the top of the page. The highly experienced team knows the questions to ask that could save you money on your Chehalis commercial insurance while maintaining adequate levels of coverage.
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Chehalis Classic Car Insurance:
Centralia Classic Car Insurance: Anyone who owns and or is restoring a classic/Antique auto should have classic car insurance in Chehalis. What it does is protect your collector vehicle at the “agreed value coverage.” This is defined as, in the event of a total loss, you would be guaranteed a check for the full agreed value of the vehicle. What qualifies Collector vehicles used for pleasure driving, car shows and club events. Chehalis Classic Car Insurance programs cover what collectors want. They more than adequately protect their investment and hobby. Truth be told, classic car owners are among the safest drivers on the road, and because of that we are able to provide extremely competitive rates.
The antique car insurance specialists are ready to take your call and answer any questions you may have. Give us a call at 360-748-8855 We are located at 571 NW Pacific Ave, Chehalis, WA 98532. Whether you drive your classic car 12 months out of the year, or just when it gets warm, we have access to dozens of carriers who can properly insure your classic cars in Chehalis. Let us shop for your Chehalis vintage car insurance policy.
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Chehalis Umbrella Insurance:
Personal Umbrella Insurance in Chehalis. These policies aren’t just for rich people! Let’s suppose that you are involved in an auto accident, and a person in the other vehicle is seriously injured, and taken to Harborview Hospital in Seattle. Suppose they will have a physical disability for the remainder of their life, and you are being sued for medical expenses as well as loss of income for the many years that the person can no longer perform their job duties, and support their family. The verdict comes down that you are responsible, and a judgment of $750,000 is awarded to the injured party. Your auto insurance policy limits may only provide protection for up to $250,000 per person. The remaining amount due, (in this case, $500,000), would be your personal responsibility. So you could be forced to liquidate assets and your future wages may be garnished until the judgment is paid off.
If you had purchased a Personal Umbrella policy, you would have an extra layer of protection in the event of one of life’s “worse case scenarios”. The Personal Umbrella policy in Chehalis is written at limits of $1,000,000 to $5,000,000. Higher limits may be available. The cost of this added layer of protection is very affordable. The rates are based upon how much exposure you have, (the more vehicles and homes you own, the higher the premium). A typical single home family with two cars and good driving records may pay as little as $20 per month for a one million dollar policy!
If you own your home, a boat, motorcycles, rental properties or other “toys”, an insurance umbrella policy in Chehalis will usually extend those liability limits of protection as well. Call an AAG Insurance agent TODAY and find out how we can better protect you from a “worse case scenario” event. We are located at 571 NW Pacific Ave in Chehalis, WA 98532. Our number is 360-748-8855. We know the area and we specialize in multiple lines of insurance.
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About AAG Insurance Chehalis
At AAG Insurance: Chehalis Branch, we have been serving the communities of Centralia, Chehalis, Morton, Mossyrock, Napavine, Pe Ell, Toledo, Vader, and Winlock since 1956. We live in the area, we know the area, and we love the area. Our slogan is "Your Protection; Our Priority".
The city of Chehalis straddles Interstate 5 at a point almost exactly between Seattle and Portland. From numerous vantage points on the hills west of town, one can see Mt. Rainier, Mt. Adams and Mt. St. Helens. The AAG branch in Chehalis is located in the heart of the downtown on a one-way street, with excellent visibility for street traffic. The agency was established by Jim Petra in 1956. Jim and his son Michael operated Petra Insurance Agency until the agency was purchased by AAG in 2005. They currently employ a staff of eight. Lesa Givens C.I.C. is the territory manager with combined personal and commercial lines background. She has been with the agency since 1994, and also oversees our operations in other locations in western Washington. Lesa primarily works in Chehalis and lives in Winlock. The commercial department consists of Jason Kunz C.I.C. (2011) Jon Woods (2010), Diane Coutts (2008) and Lynn Morehead (1979). The personal lines department consists of Leslie Hodel (2004) and Christine Moore (2001). Anna Alexander (2008) is a licensed agent / receptionist and assists as a clerk for the agency. The AAG/Chehalis staff is involved in the community through activities sponsored by the Chamber of Commerce, as well as a school supply drive and winter coat drive that they organize annually. They also help advertise community activities with the large reader board on the front of their building.
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